Setamorx - Investment Literacy Education | Learn Smart Financial Management

Acceptance of Terms

By accessing and using Setamorx's investment literacy platform, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These terms constitute a legally binding agreement between you and Setamorx regarding your use of our educational services.

If you do not agree with any part of these terms, you must discontinue use of our platform immediately. Your continued use of our services indicates your acceptance of any updates or modifications to these terms.

Educational Purpose and Disclaimers

Important Notice: Setamorx provides educational content about investment literacy and financial concepts. Our content is designed for educational purposes only and does not constitute financial advice, investment recommendations, or professional guidance.

All investment decisions carry inherent risks. Past performance examples used in our educational materials do not guarantee future results. Students are encouraged to conduct their own research and consult with qualified financial professionals before making investment decisions.

We do not promise specific financial outcomes, guaranteed returns, or employment opportunities as a result of completing our educational programs. Individual results may vary based on numerous factors including market conditions, personal circumstances, and individual effort.

User Responsibilities and Conduct

Account Management

Maintain accurate and current registration information
Keep login credentials secure and confidential
Notify us immediately of any unauthorized access
Use the platform only for legitimate educational purposes

Prohibited Activities

Sharing course materials without written permission
Attempting to reverse engineer or copy our proprietary content
Using automated tools to access or download content
Engaging in disruptive behavior during live sessions
Providing false or misleading information during registration

Intellectual Property Rights

All educational materials, including but not limited to videos, written content, assessments, and interactive tools, are the exclusive property of Setamorx and are protected by Canadian and international copyright laws.

Students receive a limited, non-transferable license to access and use course materials solely for personal educational purposes. This license does not permit redistribution, modification, or commercial use of our content.

Content Usage Guidelines

Personal study and reference permitted during enrollment period
Screen recording or downloading prohibited without express consent
Brief quotations allowed for academic purposes with proper attribution
Commercial use strictly forbidden under all circumstances

Privacy and Data Protection

We collect and process personal information in accordance with Canadian privacy legislation, including PIPEDA. Your privacy is important to us, and we implement appropriate security measures to protect your personal data.

Information We Collect

Contact information provided during registration
Educational progress and assessment results
Platform usage data and learning preferences
Communication records for support purposes

We do not sell personal information to third parties. Data sharing occurs only when necessary for educational delivery or as required by law.

Program Access and Modifications

Setamorx reserves the right to modify course content, scheduling, and delivery methods to improve educational quality and adapt to changing market conditions. We strive to provide advance notice of significant changes whenever possible.

Access Limitations

Platform access may be temporarily suspended for maintenance, updates, or technical issues. We work to minimize disruptions and will communicate scheduled maintenance in advance.

Students who violate these terms may have their access restricted or terminated without refund. We reserve the right to determine violations at our sole discretion.

Limitation of Liability

To the maximum extent permitted by Canadian law, Setamorx shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our educational platform or services.

Our total liability for any claims related to our services shall not exceed the amount paid by you for the specific program or service giving rise to the claim.

This limitation applies regardless of the legal theory upon which the claim is based, whether in contract, tort, or otherwise.

Governing Law and Dispute Resolution

These Terms of Use shall be governed by and construed in accordance with the laws of Quebec, Canada. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts of Quebec.

Before pursuing legal action, parties agree to attempt resolution through good faith negotiation. If direct negotiation fails, disputes may be submitted to binding arbitration under Canadian commercial arbitration rules.

Term Modifications and Updates

We may update these Terms of Use periodically to reflect changes in our services, legal requirements, or business practices. Significant changes will be communicated through email notification or prominent platform notices.

Continued use of our platform following the posting of revised terms constitutes acceptance of those changes. We encourage users to review these terms regularly to stay informed of any updates.

Terms of Use